CRL — Cardiff Research Lab
Cardiff Research Lab · Investment Prospectus · 2025

IntroducingThe
Expedition

CRL is acquiring a base of operations in Costa Rica — a working ranch and field station from which we will produce, explore, and build something lasting.

Read the Brief ↓
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01 — The Mission

We're not buying a vacation home.
We're planting a flag.

Cardiff Research Lab was built on the same idea that drives every great expedition brand: go further, document everything, share it honestly. The Expedition is the next phase — a physical base camp in Costa Rica that anchors CRL's creative output for the next decade.

“The best content doesn't come from a rental. It comes from a place you own, understand, and have earned.”

We are actively scouting working ranches and agricultural fincas in Costa Rica's Southern Zone and Guanacaste highlands — regions with dramatic terrain, biodiverse landscapes, and direct access to surf, mountains, and jungle. The property will serve as a ranch operation, a field studio for film photography and video, and an eventual base for hosted expeditions and retreats.

This is not a speculative real estate play. It is a strategic asset — the physical foundation of a brand built for the long haul.

02 — Market Context

Costa Rica. Right now.

Foreign buyers have the same property rights as Costa Rican citizens for inland titled land. No residency required. No ownership caps. The Southern Zone is the fastest-appreciating real estate market in Central America.

42%YoY appreciation Southern Zone 2024–25
$10Per m² rural agricultural land, remote areas
30–60Days to close with seller financing

Agricultural land — fincas — can be used for cattle, horses, crops, eco-tourism, and construction. The target regions have year-round water sources, existing road access, and proximity to the coast without coastal pricing premiums. Properties in the $150K–$400K range are actively listing with structures, water rights, and existing fencing.

Target Property Profile

CRL is seeking a finca with the following characteristics:

Priority Target
Profile A
Working Finca + Structures
Southern Zone · Pérez Zeledón / Dominical Corridor

20–100+ acres with existing farmhouse or caretaker structure, fencing, year-round water source (spring or river), cleared pasture, and road access. Suitable for cattle or horses immediately. Proximity to paved road preferred.

$150K–$300KTarget acquisition range
Profile B
Raw Finca with Potential
Guanacaste Highlands · Tilarán / Bijagua Area

5–50 acres of agricultural land with verified title, water access, and electricity nearby. Lower acquisition cost with development upside. Ideal for a phased build-out: fencing, structures, and animal husbandry over 12–24 months.

$50K–$120KLower entry, longer runway
Profile C
Eco-Ranch / Retreat Parcel
Osa Peninsula · Corcovado Corridor

Remote, jungle-adjacent parcel with dramatic terrain and biodiversity adjacency. Highest content value, highest development friction. Long-term vision play — off-grid capable, expedition-grade. Owner financing increasingly common in this region.

$80K–$200KHigh reward, high patience
03 — Financing the Acquisition

How we get to close.

Foreign buyers have more options than most realize. CRL is pursuing a hybrid structure combining founder capital, investor participation, and seller financing where available.

🤝
Seller / Owner Financing

Common in Costa Rica, especially for rural fincas.Typical terms: 25–50% down, 3–10 year payoff, 6–12% interest. Fastest path to close (30–60 days). No residency required. Legal protections strong for both parties.

🌍
International Mortgage

As of 2025, U.S.-style 30-year fixed mortgages are available to Americans through lenders like Second Street. 20–50% down, 7–12% rates. Closes in 30–45 days. No Costa Rican residency needed.

🏦
U.S. Home Equity / HELOC

Cleanest option for buyers with equity stateside. Tap U.S. collateral at U.S. rates, pay cash in Costa Rica. No foreign bank complexity, no local approval timeline. Full ownership with no CR mortgage.

🤲
Investor Partnership

CRL is actively seeking 1–3 investor partners to co-acquire the base camp property. Investors participate in land equity, future revenue from hosted retreats, and the CRL brand upside. Structured via LLC.

04 — The Investor Brief

What we're asking for.

CRL is raising a small investor round to co-acquire the base camp property. Here's the structure as currently envisioned:

TermDetail
Total Target Raise$100,000 USD (founder capital) + $50K–$200K investor participation depending on target property
Investor Minimum$25,000 USD
StructureU.S. LLC with Costa Rican holding entity (Sociedad Anónima). Property titled in the LLC. Investors hold proportional membership interest.
ReturnsLand equity appreciation (Southern Zone: up to 42% YoY 2024–25) + revenue share from hosted expeditions, retreats, and media productions on property
Horizon5–7 year primary hold. Buyout option available to investors at fair market value after year 3.
CRL CommitmentOperational management, content production, brand development, animal operations. Founder holds majority stake and operational control.
Use of FundsLand acquisition, closing costs (~5% of purchase), initial infrastructure (fencing, water, basic shelter), and first season of animal stock

This is a pre-legal summary for discussion purposes. All investment terms subject to formal agreement and legal review. Not a registered securities offering.

05 — The Long Game

What this place becomes.

The base camp is the backbone. Everything CRL builds — the content, the community, the print archive, the expeditions — gets deeper roots when there's a physical place behind it. That's what TGR figured out in the Tetons. That's what we're building in Costa Rica.

Year one is a working ranch. Year three has a guest structure and hosts the first CRL expedition retreat. Year five it's a self-sustaining operation that funds the next expedition without asking anyone's permission.

costa-rica-finca — vision
Phased Vision
  • Acquire titled finca with working infrastructure and initial animal stock (cattle or horses)
  • Establish year-round caretaker operations and document the build via CRL content channels
  • Construct field studio for film photography and video production on property
  • Launch first hosted CRL expedition retreat — surf, ranch, backcountry
  • Grow herd, expand infrastructure, explore conservation land adjacency
  • Evaluate Osa Peninsula satellite parcel as second expedition anchor
06 — Get Involved

Ready to join
the expedition?

We're talking to a small group of aligned investors and partners. If you're interested in the opportunity — or just want to follow the build — reach out directly.

hello@cardiffresearchlab.com

Cardiff Research Lab · Cardiff-by-the-Sea, CA · Est. 2025